The Government of Pakistan has officially launched the PM Electric Bike Scheme 2025, a major step toward affordable, eco-friendly, and modern transportation. This initiative is designed to help students, salaried employees, delivery riders, and low- to middle-income citizens purchase electric bikes on easy monthly installments.
With rising fuel prices and increasing pollution, electric bikes offer a cost-effective and sustainable alternative. Through government subsidies and low-interest loans, this scheme aims to make clean transportation accessible to millions of Pakistanis.
👉 Related Read: Govt Starts New E-Taxi Scheme 2025
What Is the PM Electric Bike Scheme 2025?
The PM Electric Bike Scheme 2025 is a government-backed financing program that promotes the use of electric two-wheelers across Pakistan. Traditional petrol bikes have become expensive due to fuel costs and maintenance, while electric bikes offer lower running expenses and zero tailpipe emissions.
Under this scheme:
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Electric bikes are provided at subsidized prices
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Financing is available through low-interest loans
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Bikes can be purchased from government-approved dealers
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Installment plans extend up to five years
This initiative supports Pakistan’s long-term goals of energy efficiency, reduced fuel imports, and cleaner cities.
👉 Also Read: How to Apply for CM Punjab E-Taxi Scheme 2025
PM Electric Bike Scheme 2025 – Complete Monthly Repayment Plan
One of the most attractive aspects of the scheme is its affordable monthly installment structure, making electric bikes accessible even for modest income earners.
Main Features of the Scheme
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Government Subsidy: 30–40% reduction in bike price
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Low-Interest Loans: Only 4% to 6% annually
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Flexible Installments: 2 to 5 years repayment period
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Eco-Friendly Transport: Zero emissions and low noise
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Nationwide Availability: Approved dealers in major cities and towns
Eligibility Criteria for PM Electric Bike Scheme 2025
Applicants must meet the following conditions:
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Nationality: Pakistani citizen
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Age Limit: 18 to 60 years
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Income Proof: Employment letter, salary slip, or business proof
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Bank Account: Required for EMI deductions
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Address Verification: CNIC plus utility bill or domicile
Both urban and rural residents are eligible, ensuring equal access nationwide.
PM Electric Bike Scheme 2025 – Application Process
The government has introduced a simple and transparent application system to ensure ease of access.
Step-by-Step Application Guide
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Visit the official PM Electric Bike Scheme portal or mobile app
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Complete the online application form
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Upload required documents (CNIC, income proof, address proof)
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Select your preferred government-approved electric bike model
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Choose repayment tenure (2–5 years)
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Submit your application
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After approval, collect your bike from an authorized dealer
Applicants will receive updates via SMS or email regarding approval and delivery.
PM Electric Bike Scheme 2025 – Monthly Installment Example
| Particulars | Amount (PKR) |
|---|---|
| Electric Bike Price | 120,000 |
| Government Subsidy (30%) | 36,000 |
| Loan Amount | 84,000 |
| Interest Rate | 5% per year |
| Loan Tenure | 36 Months |
| Estimated Monthly Installment | 2,500 PKR |
Note: Installments may vary based on bike model, subsidy percentage, and loan duration.
Benefits of the PM Electric Bike Scheme 2025
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Affordable ownership with government backing
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Significant savings on fuel and maintenance
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Environment-friendly commuting option
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Transparent financing through banks
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Early loan repayment without penalties
Key Highlights of the Scheme
🚲 Affordable Transportation
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Reduced upfront cost due to subsidy
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Low monthly installments
🌱 Green & Sustainable Mobility
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Zero emissions
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Reduced dependence on petrol
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Cleaner air in cities
Why Electric Bikes Are a Smart Choice in 2025
Electric bikes are far cheaper to operate than petrol bikes. Charging costs are minimal compared to fuel expenses, and maintenance is lower due to fewer mechanical parts. For students, office commuters, and delivery riders, this can mean thousands of rupees saved each year.
In addition, electric bikes:
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Produce no exhaust emissions
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Reduce noise pollution
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Support Pakistan’s clean energy goals
👉 Related Read: Punjab E-Taxi Scheme Documents Checklist 2025
Additional New Information (What Makes This Scheme Better)
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Priority for Students & Delivery Riders: High-usage commuters benefit most
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Local Assembly Support: Encourages local manufacturing and job creation
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Charging Flexibility: Can be charged at home using standard electricity
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Future Expansion: Government plans to increase quotas if demand rises
Tips for a Successful Application
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Prepare all documents in advance
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Ensure your bank account is active
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Select a bike with sufficient battery range for daily travel
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Apply early, as quotas may be limited
Conclusion
The PM Electric Bike Scheme 2025 is a transformative initiative that makes clean, affordable transportation a reality for millions of Pakistanis. With generous subsidies, low-interest loans, and flexible installments, electric bikes are now within reach for students, workers, and small earners.
By choosing an electric bike, you save money, reduce pollution, and contribute to a greener and more sustainable Pakistan. Apply today and take a step toward smarter mobility.
👉 Also Read: BISP 8171 Payment Check 2025 – Quick & Secure Withdrawal
FAQs – PM Electric Bike Scheme 2025
1. How can I apply for the PM Electric Bike Scheme 2025?
You can apply online through the official government website or mobile app by submitting documents and selecting a bike model.
2. Is a down payment required?
Yes, a small down payment may be required, but the government subsidy greatly reduces the total cost.
3. Can I repay the loan early?
Yes, early repayment is allowed without any penalty.